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Top Freight Factoring Services

Rank Factoring company Rating Highlights Apply now
1
4.9

These Guys 100% ROCK!

  • Rates as low as 1.5% – 2%.
    • Rates flexibly tailored to your volume and specific needs
  • US-based customer service team. Multilingual support. Customers rave about them!
  • No hidden fees. Same-Day Funding.
  • Fuel Card Program.
  • Salt of the earth people, doing solid work.
 		Apply Now
2
4.1

They must have top-notch lawyers.

  • Very rigid contracts with fixed terms.
  • Some of their reps are good people trying their best
  • Users mentioned their system isn’t great; it freezes a lot and makes you restart
  • There are some non-recourse options

 

 		Apply Now
3
3.4

Outsourcing alert: their support is now handled overseas.

  • Customers have found it harder to navigate with overseas operations teams.
  • Most people have ok experiences with them (with a few exceptions here and there).
  • There are some non-recourse options
 		Apply Now
4
2.0

That’s a pretty embarrassing score TBH

  • Many reviews mentioned terrible customer service.
  • Customers complained of a High Turnover of Account Reps.
  • Unexpected chargebacks were a common complaint.
 		Apply Now
5
1.8

You have to make your customers pretty unhappy to get that score

  • Apparently, they used to be good but are getting worse.
  • Communication isn’t good. It feels like getting in touch with someone at the DMV.
  • A ton of customers complaining about getting locked into contracts
 		Apply Now
6
1.5

What can we say? A 1.5 pretty much means you suck!

  • Almost all reviews were 1 star until very recently.
  • Reviews paint an ugly picture.
  • Only in the last few months did they start bothering to reply to negative public reviews.
 		Apply Now

rating 4.9

These Guys 100% ROCK!

  • Rates as low as 1.5% – 2%.
    • Rates flexibly tailored to your volume and specific needs
  • US-based customer service team. Multilingual support. Customers rave about them!
  • No hidden fees. Same-Day Funding.
  • Fuel Card Program.
  • Salt of the earth people, doing solid work.
Apply Now

rating 4.1

They must have top-notch lawyers.

  • Very rigid contracts with fixed terms.
  • Some of their reps are good people trying their best
  • Users mentioned their system isn’t great; it freezes a lot and makes you restart
  • There are some non-recourse options

 

Apply Now

rating 3.4

Outsourcing alert: their support is now handled overseas.

  • Customers have found it harder to navigate with overseas operations teams.
  • Most people have ok experiences with them (with a few exceptions here and there).
  • There are some non-recourse options
Apply Now

rating 2.0

That’s a pretty embarrassing score TBH

  • Many reviews mentioned terrible customer service.
  • Customers complained of a High Turnover of Account Reps.
  • Unexpected chargebacks were a common complaint.
Apply Now

rating 1.8

You have to make your customers pretty unhappy to get that score

  • Apparently, they used to be good but are getting worse.
  • Communication isn’t good. It feels like getting in touch with someone at the DMV.
  • A ton of customers complaining about getting locked into contracts
Apply Now

rating 1.5

What can we say? A 1.5 pretty much means you suck!

  • Almost all reviews were 1 star until very recently.
  • Reviews paint an ugly picture.
  • Only in the last few months did they start bothering to reply to negative public reviews.
Apply Now

Our Approach to Rating Factoring Companies. Best to Worst. No sugar coating.

Owners and operators want to get paid quickly, with clear terms and low rates, while working with helpful, proactive humans who can solve problems ASAP.

Is that too much to ask? We don't think so.

We know some of these factoring companies are unreliable and end up costing you more than they save. We're here to help you steer clear of them.

At FreightFactoringUSA, our ratings come exclusively from experienced customers leaving reviews on Trustpilot. 

Nothing subjective, real reviews from real customers.

We know the challenges of trucking industry owners and operators. We did the research and built our ranking to make life easier for you.

Let's get you some trucking cash flow that doesn't come with unnecessary stress.

*Disclaimer: Our site may receive a commission when you factor with one of the services listed above. This helps us keep the site running, but it never influences our rankings or reviews. Our mission is to connect you with factoring partners that will make your life easier.